Women Auto Insurance – “Because they have their own way of Being”

Posted by Admin in Auto Insurance | 0 comments

It is actually measured and found: they collide less.
That’s why car insurance for women drivers is cheaper than for males. No matter what they do not use the flasher and stop traffic in large parking spaces. Or they see the head and entire torso instead of just looking in the rearview mirror. Nor does it matter that insult hysterically when they should apologize. That crowd out neutral cones and other obstacles such as stones and sidewalks. That cry when they lose the wheel. Sparrow and shake for touching up the lipstick mirror. It does not matter. The women’s idiosyncrasies do not count in the statistics of insurance. What matters to the insurance contracts is how women use their policies, and in this we are very measured, resulting in generally good discount.

Our risk behavior behind the wheel is low, the actuarial tables say. Our problems are different. So it was very timely reading of the market made ​​by a Brazilian insurance company lately. I received a mailing announcing Auto Insurance Women – because you have an own way of being , with “exclusive services for your needs, so you stay protected and hassle.”

In addition to coverage against theft, damage and theft, unprecedented guarantees are offered as a change of tire (detail: unlimited use), follow-up to the police station, the exemption from franchise in the first taps and – dum, dum dum dum – a Friend Driver to take you and your car home after midnight ! Wow, our problems are solved.

He missed the publicity attendant to clarify whether the subject is technically prepared . It means to say: if you have training in psychology and prime socorrros. Admittedly, track woman alone in ideal conditions of temperature and pressure is no simple task, imagine after midnight . Who knows how much the driver friend will listen, support, administer. A quick list of assumptions came to mind and concluded that it may be harder to collide head-on against juggernaut.

Think of the situation: is midnight, the carriage has become pumpkin. She is alone and insured driver friend is called to the site to accompany her back home. All clear so far. Then begin the “s”: e. .. if the woman is leaving a party where she picked up her boyfriend singing a loirona Sabrina Sato dressed in? And if the TPM is still unhappy? And it is also a full moon night and the day before your birthday? And if the driver friend send to a hobby horse and park in front of the bar to settle scores with the fool? And if – much worse – ask head for home as vents for the next 50 km, huh? And if she had a few Russian vodkas (the truth serum) and is to discuss, and disseminate wander the relationship? (A DDDR basic), huh, huh? And to top it off if she wants to hear the subject’s date?.

Heaven, I’m calculating the ratio of risk and harm. If the driver friend is not properly prepared for this optional service, go down the drain our special discounts on insurance. The guy surely be stunned and hit the car violently against a post, with a total loss – after all, the driver is a friend man at the wheel.

How to prevent fire in your company

Posted by Admin in Auto Insurance, Insurance | 0 comments

In this article I give advice on how to prevent fires within the company.

It is vital to good order and cleanliness within the company. That means having the products and goods properly organized and sorted. Flammable products should be properly protected and separated from other products. An excellent organization of space allows firefighters a better and more effective intervention in the event of an accident.

Many accidents occur due to poor organization and lack of cleanliness.

The fact that they have insurance only reduces the financial consequences and does not solve everything.

How can you improve the security of your company?

Place fire extinguishers correctly and other means of fire protection
Check regularly that fire protection facilities are functioning properly
Provide training to employees in the handling of media
Do not accumulate trash or other hazardous waste; treat them properly
Watch where the presence of workers is not constant
Store flammables in a safe and separate from other products
Hire a company that specializes in prevention and safety at work that will help in the application and implementation of these measures to avoid other potential sources of claims.

Do not forget that the company is a source of wealth.