What to do in case of accident or illness while traveling abroad

Posted by Admin in Travel Insurance | 0 comments

In this article I will provide instructions in case you get hurt on vacation or traveling abroad on business.

IMPORTANT: Make sure you have coverage Assistance to People hired. Works in case of accident and / or disease. Without this coverage, nothing done .

No one is free to hurt or get sick. Imagine that (the devil is deaf and blind) into the United States and at the airport part of a leg. It has to be transported to the hospital and be treated in the leg (usually surgery). I imagine it made a safe trip …

I tell you a story: A client of mine broke his leg in Beijing airport. He had the coolness to tell her husband to call the number of assistance that I have stated and from there, the travel assistance company followed the process. The total bill amounted to $ 33,000 (brrr …) translated into about 25,000 euros. Were operated insurance agency travel (forward $ 10,000) and insurance that the client did to me (12,500). I still had a capital of 5,000 processing fee that served to repay the part that she paid in Beijing.

But it also happens not to tell the travel assistance. There can be solved later, but it becomes more time consuming and complicated.

To avoid this, follow these instructions:

1 – Before leaving, take the phone numbers of any service of your travel insurance and your auto insurance if you are identified as usual driver. Make a letter to indicate the number of travel insurance policies, automobile and contact details, and contact the nearest relative or friend and goal of an envelope with your travel documents with the heading “IN CASE OF AN EMERGENCY.” If you move within the European Union, the European card mild disease. Order it in the social security site .

2 – If the accident happens and you’re alone, try to deliver the envelope IN CASE OF AN EMERGENCY who can activate the safe and notify next of kin or friend. In the limit himself Hospital will treat it.

3 – If the capital is inadequate, there is still covering costs of treatment. There will have to pay the difference out of your pocket and bring proof of expenditure for Portugal and present them to the insurer with no indication of the process of travel assistance company. Eventually it will be seen by medical insurance.

4 – If you are alone, the company may provide travel assistance to a family go to you. In the letter placed in the envelope IN CASE OF AN EMERGENCY must indicate the name and telephone number / mobile phone. The service company will maintain daily contact with their partner and giving instructions for the repatriation and other issues.

Your partner or family should be closely aligned with the service company to ensure that does not fail anything. Sometimes, and it is natural, may be some delays in some phases of the process that is essential for a preventive control.

Make good and safe travel.